Services
Services We Provide
We provide a comprehensive, personalised service tailored to meet your unique needs.
Islamic Wills for individuals and couples
The importance of an Islamic Will is clear from hadiths and Quranic teachings, such as those in Surah An-Nisa. Observing Islamic inheritance laws brings blessings and mercy from Allah. Without a valid Islamic Will, your estate may not follow Sharia law.
We are the UK’s leading provider of Islamic Wills for individuals and couples, combining expertise in Sharia and English law. Our Will writing experts, including a full member of STEP and Chartered Tax Advisors ensure your Will aligns with Islamic principles while remaining legally binding under UK law.
At The Islamic Wills, our 25 years of expertise ensures your Will is tax-efficient, Sharia-compliant, and tailored to your needs. We provide solutions for asset protection and tax issues while respecting your faith.
Islamic Wills and Trusts
Asset protection and tax efficiency, while respecting Sharia principles, are essential for succession planning. If you own a private residence or buy-to-let properties, a life interest trust in your Will can align with both Sharia law and UK inheritance tax (IHT) rules. This trust allows your spouse or chosen beneficiaries to benefit from property income or reside in the home during their lifetime, ensuring financial security while preserving assets for ultimate beneficiaries, such as children, in accordance with Sharia. Additionally, it defers IHT liabilities, keeping assets under the trust’s control.
For further protection, a discretionary trust for the estate’s residue after the second death can secure bloodline inheritance. Trustees can distribute assets based on your Islamic school of thought, such as Imam Abu Hanifa, preventing deviation from Sharia-prescribed shares. A ‘Letter of Wishes’ can provide guidance on Sharia-compliant distributions, ensuring long-term protection and alignment with both Islamic and UK legal frameworks.
Severance of a Joint Tenancy
For Will purposes, severing a joint tenancy into a tenancy in common is essential. Joint tenancy automatically passes the deceased’s share to the surviving owner, bypassing the Will. Severing it allows each owner to specify their share in their Will, ensuring assets are distributed according to Islamic inheritance laws or personal wishes, rather than defaulting to the surviving owner.
Executorship
Dying without a valid Will triggers intestacy rules, bypassing your wishes. The Quran (Surah An-Nisa, verses 6 and 9) emphasises the importance of executors in managing your estate.
Choosing knowledgeable executors, especially for complex estates, ensures Sharia-compliant distribution. At The Islamic Wills, we act as professional executors, offering this service free of charge. We also store your Will securely in our fireproof, waterproof safe, saving you £49 while safeguarding your valuable document.
Deed of Variation
A Deed of Variation provides advanced estate preservation, allowing beneficiaries to redirect a deceased’s estate into a trust, ensuring Sharia-compliant distribution if errors occur. It also enables beneficiaries to allocate up to one-third of the estate as sadaqah jariyah to charity, saving up to 76% (of the gifted amount) in inheritance tax if the estate is taxable. This solution offers flexibility, protects assets from care fees, and safeguards against social impacts. Trustees, often family members, can ensure alignment with Islamic principles while maintaining family control. Ideal for correcting non-Sharia distributions or fulfilling charitable intentions, it combines tax efficiency with faith-based legacy planning.
Lasting Powers of Attorney
If you’re concerned about losing the ability to manage your finances, or about who will make decisions about your welfare in later life, you may want to consider making a Lasting Power of Attorney.
A Lasting Power of Attorney is a legal document that allows you to plan what should happen to you, and who would be able to make decisions for you, if you become unable to make decisions for yourself.
Our experts have a great deal of experience in Lasting Powers of Attorney and can help you to make a plan that ensures your wishes are adhered to later in life.
Inheritance tax and Estate Planning
Navigating inheritance tax and estate planning demands precision and tax law expertise. We specialise in bespoke solutions compliant with HMRC regulations and Islamic inheritance principles (Sharia). We integrate trusts into Wills and lifetime planning to protect your bloodline’s assets, minimise inheritance tax, and ensure Sharia-compliant distribution, safeguarding your legacy for future generations.
Our strategies shield your wealth from risks like bankruptcy, divorce, or external claims. Using Discretionary, Life Interest, or Sharia-compliant trusts, we structure assets to align with both UK law and Islamic values. This dual approach preserves wealth, reduces tax liabilities, and honours your faith-driven intentions, ensuring your hard-earned assets remain protected and purposeful.
As ICAEW-regulated professionals, full STEP member, and Chartered Tax Advisor, our team combines technical knowledge with cultural sensitivity. From Will writing and probate services to complex trust tax planning—including Islamic estate planning—we deliver tailored, ethical solutions. Trust us to secure your family’s future within the frameworks you value. Contact us today for peace of mind.
Probate Services
Probate is the name given to the Administration of the Estate of someone who has recently passed away.
We understand that dealing with Probate matters is often the last thing on your mind following the loss of a loved one. That is why we are committed to offering a well-organised, professional and sensitive service, to make your life easier at a difficult time.
Our specialists have years of experience in helping people to apply for a Grant of Probate or Grant of Letters of Administration.
